Importance of Health Care Insurance Case Study Example | Topics and Well Written Essays - 1000 words

Importance of Health Care Insurance - Case Study Example Health cover policies require that when a business has a total number going up to 25 full-time employees, they will be mandated to tax credits covering a total of 50% the population of staff insurance premium cost. Health insurance is all-inclusive for children and will cover them until they mature enough without parents incurring extra costs when paying for the cover. By subscribing to insurance wasteful spending is minimized, fraud is regulated and the expansion program for the preventive services is well ensured. The general essence of health insurance covers cut on medical spending while giving individuals an array of choices when seeking for health care services. For the cover to reach millions of people, extra taxes will be paid by mostly the high earners, which may affect an individual or a business. Health covers that come with many options will demand a complicated shopping affair hence confusing. To ensure full cooperation, the insurance policy demands that one pays monthly or else pay a fine for breaching the policy. It leaves nearly half of major nations without cover due to the inability to subscribe to it. Development of other features i.e. the CHIP takes away taxpayers money. Based on a full-time employment and employer mandate to pay insurance cover, many people have been put on shorter work hours in a bid to evade the payment of the cover. Lower paid workers get better benefits when compared to highly paid workers. It is generally accepted that youths are healthy and need no health cover, hence money paid for a youth is considered a waste. The focus of health insurance cover is to ensure that people are covered while it should consider that the cost of Medicare is addressed. Individual and family: It is sometimes termed as a comprehensive cover. The period is more than 12 months while renewable.  

The limitation of powers of European Community member states in the Essay

The limitation of powers of European Community member states in the field of commercial activity in the light of creation of a single market in goods - Essay Example Another form of cooperation, the European Atomic Energy Community was also established in 1957 and came into force in 1958. The above three treaties established the cooperation among six European countries - the ones that began the efforts for the establishment of common interests and policies in the European region. In accordance with Van Gerven (2005, p.710) among the three treaties existed at the period the most important was ‘the European Economic Community, which created, progressively, a common market of goods, persons, services, and capital subject to free competition and with a common commercial policy, and which was applicable to all economic sectors (including agriculture and transport) not addressed by the other two treaties’. Through the years, the European Community was enlarged through the participation of more countries of Europe. On the other hand, the targets set by the European Union were also differentiated. One of the most important differentiations w as that introduced with the Single European Act (1986, February) which targeted the improvement of the conditions of the European market and the interpretation of the rules included in the article 14(2) EC that describe the frontiers of the common market area. At a next level, the monetary, judicial and political integration of the European Union was targeted by the member states. The above targets were supported by the Maastricht Treaty (1992) and the Amsterdam Treaty (1997). The treaties of Maastricht and Amsterdam developed the role of the European Union promoting its power to intervene in the political and monetary decisions on member states. Specific issues related with the acceptance of the European Union by the member states were also supported through the above two treaties. Towards this direction, it is noticed by Youngs (2001, p.30) that ‘the Maastricht treaty for the first time listed the