Why College Education Is Important to Me - 698 Words

â€Å"Why college education is important to me†. By Janelle D. Crichlow EN110 Achieving Academic Excellence Ashworth College A college degree is important for a variety of reasons for both the young and the old, namely to develop or improve one’s trade skills, to experience different cultures and to increase one’s educational background in order to attain a higher paying job. For me, a college degree is important because it will help me to attain the educational background I need to make myself more marketable in the ever changing workforce. It will also provide me with the confidence and skills needed to apply for a better paying job or aid me in attaining the ever elusive promotion, if I so desire. John G. Ramsay, a professor at the†¦show more content†¦For me personally, the college degree obtained will aid me in being able to better complete the tasks to which I am assigned at work. It will also give my boss actual evidence that I have the necessary skills needed to be promoted to a higher and better paying position. A college degree will give me the knowledge base I need to compete in the workforce. College life makes it possible for students to meet and be acquainted with people from all works of life and to possibly build work contacts with these people later in life. It provides students with access to differing cultures, personalities and attitudes and provides students with the playground to learn to handle them. Due to the fact that a college student is exposed to varying subject matters, both in and out of his faculty, a student can demonstrate to his employee that he is better equipped to handle learning new concepts since he is more â€Å"well rounded† and knowledgeable in different areas, both in and out of his job scope. The efficiency at making and completing short, medium and long term goals, displayed by the student, allows the employer to ascertain how effective the employee will be at setting and achieving his goals and how effective he will be with time management and multitasking. In conclusion, a college degree will provide me with the hope and means of attaining the heights I intend to reach in my workplace. It will provide me with the confidence and peace of mind that I can takeShow MoreRelatedWhy College Education is Important to Me1038 Words   |  5 Pagesup, this activity was more fun than anything else I might have done with my free time. I never got tired of being the â€Å"teacher†. Now as a college student many people often ask me, â€Å"What are you majoring in?†, â€Å"What are you going to school for?† and I tell them, I want to be a teacher in Early Childhood Education. The typical response I get from people is â€Å"Why would you want to be a teacher?† My answer is simple: I love children; I love their innocence and their ability to accept people as they areRead MoreWhy College Education Is Important to Me795 Words   |  4 PagesImportance of College Education to Me Stephen Nuamah Ashworth College ID: AC1209774 Health Care Administration Why College Education is Important to Me Am I free? I asked myself over and over again after reading a quote â€Å"Only the educated are free.† As concluded by Epictetus (55 AD - 135 AD), Discourse. I then realized I was not free. I want to be free, but how? I asked myself. Do I need to be rich or do I need to be the happiest man on earth? It finally occurred to me after pondering overRead MoreWhy College Education Is Important to Me869 Words   |  4 PagesThe Importance of Education (SAMPLE) Our quest for knowledge is something we should never complete; it is a desire that we should never resist. Education should empower us to answer such questions as how and why are as important as what, when and where; ask more questions, and then start over again. With an advanced education you have more choices in your life and more chances to make a difference for your community. Higher education pays you back: graduates of higher education programs earn moreRead MoreWhy College Education Is Important to Me592 Words   |  3 Pagesâ€Å"Why college education is important to me† Continuing my education has been a goal of mine for some time, but I haven’t made the commitment until now. There are several reason why I chose to return to school after so long, the primary reason being advancement opportunities in my career. My other motivating factor is my daughter. I am looking forward to the knowledge I will gain and the ability to implement that knowledge into myRead MoreWhy College Education Is Important to Me839 Words   |  4 PagesWhy College Education is Important to Me Patty Murray said â€Å"A good education means learning to read, write and most importantly learn how to learn so that you can be whatever you want to be when you grow up.† Getting a college education will help open so many doors and give me opportunities to better myself, and provide me with a more successful life that I can be proud of. In today’s society it is hard to get a good job or have a stable career without first getting a college degree. A collegeRead MoreWhy Is A College Education Important to Me? Essays751 Words   |  4 PagesBuckhalter EN110.6.1 Achieving Academic Excellence Lesson 5 Writing Assessment September 26, 2014 Why Is A College Education Important to Me? Henry Ford, said, â€Å"Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young.† For years, I thought I was just too old to return to school. However, for 20 years, I’ve worked in a career that provided great financial stability, but it never brought happiness. When I was laid-off, I made the decision to notRead More   Why is college education important to me Essay627 Words   |  3 Pagesï » ¿ Why is college education important to me â€Å"Knowledge Is Power† one of Sir Francis Bacon famous quotes, those three words says it all. I’ve been hungry and excited for an higher education, Education is very important to me and in order to move ahead in life, not just get by but to really succeed and prosper, I must get a college degree as it can openà ¶ up many close doors that a high school diploma couldn’t open for me. College is very important to me because it can equip me with the toolsRead MoreThe Importance of College Education705 Words   |  3 Pagesnot to attend college can be difficult, especially given the tremendous costs associated with tuition, books, and campus living. Moreover, getting a good job or earning an attractive income is not necessarily guaranteed with a college degree. The decision of whether or not to attend college must come from within, and must transcend thoughts about money. For me, going to college represents a genuine personal feat. There are three main reasons why college education is important to me. First, I wouldRead MoreMy Decision to Study Mechanical Engineering Essay824 Words   |  4 Pages I want to go to college because I know without a college degree, I would be going nowhere in my life. I want to pursue a degree in mechanical engineering; I have been dreaming about working as a marine surveyor since I was eleven years old. There are many reasons why I want to pursue a degree in mechanical engineering. One reason why I want to become a marine surveyor, marine surveying is my dream job; another reason is as a kid growing up I have always found it fascinating to create things andRead MoreThe Importance Of College Education884 Words   |  4 PagesCollege Education is an institution of higher learning. Harvard University is the oldest institution of higher education in the United States; it started in 1636. Colleges began to be established for two reasons. First, most were founded by religious denominations. Second, colleges were the pride of the community evoked by the revolution, the strange American pursuit of progress, and migration to the west. However, some people are against college education because many college graduates are employed

The House of My Dream Free Essays

Many people dream. Dream to visit the unknown countries, dream to fly by a balloon or to cross ocean on a sailing vessel. People dream of what that they don’t have, but would very much like to make or get. We will write a custom essay sample on The House of My Dream or any similar topic only for you Order Now People dream of much, only not always their dreams come true. And I’m an exception! I a big beautiful house is almost everyone’s human one of the sweetest dreams. My house of dream is a big detached house, situated far from city life at the seaside of ocean. It must be a very attractive and beautiful place, so I could spend there my free time and take a rest, listening to whisper of the ocean and jungle life.My house should be an irreplaceable part of a nature and my well being. It should have big windows through which looking the window I should see the incredible panorama of raging ocean and the whisper of the palm trees. In short, it should be the good house with all personal belongings. In the house of my dream there should be not less than eight rooms – a vestibule, a drawing room, a dining room, studies for the work, four – five rooms on each member of family, and also kitchen and two bathrooms.It would like to me that in my house necessarily is the fireplace on a ground floor around of which all family would gather. And that the furniture in the house was wooden. And of course a big pool, despite the fact that ocean is situated not far from. There I can swim when the ocean is cold or the weather is stormy. I would like, that around of my house grew a lot of trees as palm trees and other tropical plants. In general I would like to live somewhere in south closer to the north and equator, the countries of sun and hot weather. [pic] Ilia Ovchinnikov 2010 How to cite The House of My Dream, Papers

The Wiccan Religion Essays - Wicca, Modern Paganism,

The Wiccan Religion The word "Witchcraft" dates back many hundred of years and means literally "The craft of the wise". This is because the Witches of the old were the wise ones of their village, knowledgeable in the art of healing, legal matters and spiritual fulfillment. A Witch had to not only be a religious leader, but also the doctor, lawyer, and psychologist of the village. Today, people have reclaimed this word in their pursuit of Wiccan religion. A With is an initiate of Wicca, one who has earned the right to call themselves Priest, or Priestess, through study, self evaluation, and spiritual living. Wicca itself, is an attempt to re-create European (mostly) Shamansistic Nature Religion, adapting it to fit our modern lives. Witches are worshippers of the Earth and it^?s many cycles. We believe that deity is found not only outside to our realm, or plane of existence, but that is found within every living thing and all that support it. Therefore, we attempt to live in harmony with the Earth and each of it's creatures. Wiccan tend to involve themselves with ecological pursuits. Wicca observe the holidays of Pagan Europe; Eight festivals spaced evenly about the wheel of the year, at the quarters (equinox^?s and solstices) and the cross-quarters (midpoints between the equinox^?s and solstices). They are called: Yule (Dec 21) Tmbolc (Feb2), Lady Day (March 21), Beltaine (May 1), Midsummer (June 21), Lugnassed (Aug 1), Mabon (Sept 21), and Samhain (Oct 31). Actual dates vary slightly from year to year, as they are based upon actual celestial events. Many Wiccans also celebrate the Full Moon, of which we have 13 per year. The basis for Wiccans moral conduct is found in the statement "An Ye Harm None, Do What Thou Wilt." This is a mock archaic phrase, suggesting that any behavior that harms none, is morally acceptable. Harm is defined by anything that takes away, or works against an individual^?s free will. It is, of course, impossible to exist, or even cease to exist, without causing harm, so Wiccans look to fulfill this as closely as possible. A Wiccan attempts to make choices based on what will cause the least harm, and promote the greatest overall positive effect. Wicca teaches self discipline, personal responsibility kinship ith our plant and its creatures, open-mindedness and the virtues of diversity. Wiccans do not proselytize, as we believe that each must find the path that is right for them, and that all religions are different paths to the same truths. We draw our beliefs and practices from our own experiences, and that of others, understanding that age does not makes a religion any more valid, not does political support, numbers of followers or material holdings of its temple. Religion is a very personal thing, one which can only be validated by the experience of the individual. Wicca provides a link for those who follow similar paths to share their experiences.

Solution Assignment 3 Essay

Solution Assignment 3 Essay Solution Assignment 3 Essay Solutions to Assignment 3 1. a. using excel Stock A Stock B i. alpha -.609 2.964 ii. beta 1.183 1.021 iii. standard deviation of Residuals 4.676 4.983 iv. correlation with Market .757 .684 v. Average of the Market = 3.005 vi. Variance of the Market = 20.908 vii. First, we need Rf from SML 2.964 = RF + 1.183 [ 3.005 – RF] ïÆ'ž solving for RF = 3.352 Therefore for next year E(R A) = 3.352 + 1.183 (5 – 3.352) = 5.3 b . (i ) From single‑index model use: Rj = ÃŽ ±i - ÃŽ ²i Rm RA = ‑.609 + 1.183(3.005) = 2.946 RB = 6.032 RC = 3. 556 From the single‑index model the variance is: ÏÆ'2 i = ÃŽ ²i 2 ÏÆ'2 m + ÏÆ'ei2 ÏÆ'2 A = (1.183)2(20.908) + (4.677)2 = 51.14 ÏÆ'2 B = 46.62 ÏÆ'2 C = 265. 0 *The answers should be identical whichever way means and variances are computed. Any slight differences are due to rounding errors in the calculations. (ii) RA = 2.946 ÏÆ'2 A = 51.15 RB = 6.031 ÏÆ'2 B = 46.61 RC = 3. 554 ÏÆ'2 C = 265.0 c. (i ) Under the single‑index model covariance: cov(i j) = ÃŽ ²i ÃŽ ²j ÏÆ'm2 CovAB = (1.183)(1.021)(20.908) = 25.254 CovAC = 57.433 CovBC = 49.568 (ii) From the historic data itself: cov(i j) = ÃŽ £ (1/T-1)(Ri ‑ Ri)(Rj ‑ Rj) CovAB = 18.462 CovAC = 61.618 CovBC = 54.085 The calculations of covariances are different because the single‑index model computes covariances as if the correlation between residuals from the equation Ri = ÃŽ ±i + ÃŽ ²i Rm + ei are zero [cov(ei ej) = 0]. While computing covariance from historic data is equivalent to incorporating the historic level of cov(ei ej) into the measurement of covariance. d. For a portfolio made up of one‑half stocks A and B: (i) Expected return and standard deviation under the single‑index model: Rp = 1/2(2.946) + 1/2(6.032) = ÏÆ'p = [(1/2)2(51.14) + (1/2)2(46.62) + 2(1/3)2(25.25)+2(1/3)2(57.43) = (ii) Expected return and standard deviation using historical data: Rp = 1/2(2.946) + 1/2(6.031) = ÏÆ'p = [(1/2)2(51.15) + (1/2)2(46.61) + +2(1/3)2(18.46) = 2. a)We know by the CAPM:.18 = .04 + (.11 - .06) ï  ¢j which gives ï  ¢j = 2 The CAPM assumes that the market is in equilibrium and that investors hold efficient portfolios, i.e., that all portfolios lie on the security market line. b) Let â€Å"y† be the percent invested in the risk-free asset. Portfolio return is the point on the market line where 18% = y (4%) + (1 - y) (11%) and y = -1. Therefore, (1-y) = 2, i.e., the individual should put 200% of his portfolio into the market portfolio. 3. Assuming that the company pays no dividends, the one period expected rate of return, E(Rj) = [E(P1) - P0 ] / P0 where E(P1) = $179. Using the CAPM, we have E(Rj) = Rf + [E(Rm) - Rf] ï  ¢j = [E(P1) - P0 ] / P0 Substituting in the appropriate numbers and solving for P0, we have .08 + [.18 - .08]2.0 = [$100 - P0]/ P0 and solving for P0 = $154.3 4. Using the definition of the correlation coefficient, we have .8 = and cov (K, M) = .8(.25) (.2) = .04 Using the definition of Beta, we can calculate the systematic risk of MF: ï  ¢k = .04/(.2)2 = 1.0 The systematic risk of a portfolio is a weighted average of asset’s ï  ¢Ã¢â‚¬Ëœs. If â€Å"y† is the percent of MF, ï  ¢P = (1 - y) ï  ¢F+ y ï  ¢K or .8 = (1 - y ) 0 + y 1.0 or y =80% In this case the investor would invest an amount equal to 80 percent of his wealth in MF in order to obtain a portfolio with a ï  ¢ of .8 5. a) Using E(RP) = Rf + [E(Rm) - Rf] ï  ¢P to solve for ï  ¢P=2.2 b)We know that efficient portfolios have no unsystematic risk. The total risk is ï  ³2P= ï  ¢2P ï  ³2m + ï  ³2ï  ¥ and since the unsystematic risk of an efficient portfolio, ï  ³2ï  ¥ is zero, ï  ³P = ï  ¢P ï  ³m = 2.2 (.18) = .396 or 39.6% c)The definition of correlation is CorrJ m = cov (RJ,Rm) ï  ³J ï  ³m To find cov(Rj,Rm), use the definition of ï  ¢j = cov(Rj,Rm) ï  ³2 m Solving, we get Corr J m = 1.0, which indicates that the efficient portfolios are perfectly correlated with the market (and with each other). 6. We know from the CAPM : .13 = .04 + (.08)ï  ¢ J , solving which gives ï  ¢J= .1.125 If the rate of return covariance with the market

A Introduction to Sociology Statistics

A Introduction to Sociology Statistics Sociological research can have three distinct goals: description, explanation, and prediction. The description is always an important part of the research, but most sociologists attempt to explain and predict what they observe. The three research methods most commonly used by sociologists are observational techniques, surveys, and experiments. In each case, measurement is involved that yields a set of numbers, which are the findings, or data, produced by the research study. Sociologists and other scientists summarize data, find relationships between sets of data, and determine whether experimental manipulations have affected some variable of interest. The word statistics has two meanings: The field that applies mathematical techniques to the organizing, summarizing, and interpreting of data. The actual mathematical techniques themselves. Knowledge of statistics has many practical benefits. Even a rudimentary knowledge of statistics will make you better able to evaluate statistical claims made by reporters, weather forecasters, television advertisers, political candidates, government officials, and other persons who may use statistics in the information or arguments they present. Representation of Data Data are often represented in frequency distributions, which indicate the frequency of each score in a set of scores. Sociologists also use graphs to represent data. These include pie graphs, frequency histograms, and line graphs. Line graphs are important in representing the results of experiments because they are used to illustrate the relationship between independent and dependent variables. Descriptive Statistics Descriptive statistics summarize and organize research data. Measures of central tendency represent the typical score in a set of scores. The mode is the most frequently occurring score, the median is the middle score, and the mean is the arithmetic average of the set of scores. Measures of variability represent the degree of dispersion of scores. The range is the difference between the highest and lowest scores. The variance is the average of the squared deviations from the mean of the set of scores, and the standard deviation is the square root of the variance. Many kinds of measurements fall on a normal, or bell-shaped, curve. A certain percentage of scores fall below each point on the abscissa of the normal curve. Percentiles identify the percentage of scores that fall below a particular score. Correlational Statistics Correlational statistics assess the relationship between two or more sets of scores. A correlation may be positive or negative and vary from 0.00 to plus or minus 1.00. The existence of a correlation does not necessarily mean that one of the correlated variables causes changes in the other. Nor does the existence of a correlation preclude that possibility. Correlations are commonly graphed on scatter plots. Perhaps the most common correlational technique is Pearsons product-moment correlation. You square the Pearsons product-moment correlation to get the coefficient of determination, which will indicate the amount of variance in one variable accounted for by another variable. Inferential Statistics Inferential statistics permit social researchers to determine whether their findings can be generalized from their samples to the populations they represent. Consider a simple investigation in which an experimental group that is exposed to a condition is compared with a control group that is not. For the difference between the means of the two groups to be statistically significant, the difference must have a low probability (usually less than 5 percent) of occurring by normal random variation. Sources: McGraw Hill. (2001). Statistics Primer for Sociology. mhhe.com/socscience/sociology/statistics/stat_intro.htm

Importance of Health Care Insurance Case Study Example | Topics and Well Written Essays - 1000 words

Importance of Health Care Insurance - Case Study Example Health cover policies require that when a business has a total number going up to 25 full-time employees, they will be mandated to tax credits covering a total of 50% the population of staff insurance premium cost. Health insurance is all-inclusive for children and will cover them until they mature enough without parents incurring extra costs when paying for the cover. By subscribing to insurance wasteful spending is minimized, fraud is regulated and the expansion program for the preventive services is well ensured. The general essence of health insurance covers cut on medical spending while giving individuals an array of choices when seeking for health care services. For the cover to reach millions of people, extra taxes will be paid by mostly the high earners, which may affect an individual or a business. Health covers that come with many options will demand a complicated shopping affair hence confusing. To ensure full cooperation, the insurance policy demands that one pays monthly or else pay a fine for breaching the policy. It leaves nearly half of major nations without cover due to the inability to subscribe to it. Development of other features i.e. the CHIP takes away taxpayers money. Based on a full-time employment and employer mandate to pay insurance cover, many people have been put on shorter work hours in a bid to evade the payment of the cover. Lower paid workers get better benefits when compared to highly paid workers. It is generally accepted that youths are healthy and need no health cover, hence money paid for a youth is considered a waste. The focus of health insurance cover is to ensure that people are covered while it should consider that the cost of Medicare is addressed. Individual and family: It is sometimes termed as a comprehensive cover. The period is more than 12 months while renewable.  

The limitation of powers of European Community member states in the Essay

The limitation of powers of European Community member states in the field of commercial activity in the light of creation of a single market in goods - Essay Example Another form of cooperation, the European Atomic Energy Community was also established in 1957 and came into force in 1958. The above three treaties established the cooperation among six European countries - the ones that began the efforts for the establishment of common interests and policies in the European region. In accordance with Van Gerven (2005, p.710) among the three treaties existed at the period the most important was ‘the European Economic Community, which created, progressively, a common market of goods, persons, services, and capital subject to free competition and with a common commercial policy, and which was applicable to all economic sectors (including agriculture and transport) not addressed by the other two treaties’. Through the years, the European Community was enlarged through the participation of more countries of Europe. On the other hand, the targets set by the European Union were also differentiated. One of the most important differentiations w as that introduced with the Single European Act (1986, February) which targeted the improvement of the conditions of the European market and the interpretation of the rules included in the article 14(2) EC that describe the frontiers of the common market area. At a next level, the monetary, judicial and political integration of the European Union was targeted by the member states. The above targets were supported by the Maastricht Treaty (1992) and the Amsterdam Treaty (1997). The treaties of Maastricht and Amsterdam developed the role of the European Union promoting its power to intervene in the political and monetary decisions on member states. Specific issues related with the acceptance of the European Union by the member states were also supported through the above two treaties. Towards this direction, it is noticed by Youngs (2001, p.30) that ‘the Maastricht treaty for the first time listed the